Terms and Conditions

These general conditions of use of the web page regulate the terms and conditions of access and use of https://spendwell.ph owned by https://spendwell.ph, which the user of this web portal must read and accept to use all the services and information provided from this portal. The simple access and/or use of the portal, of all or part of its contents and/or services means full acceptance of these general conditions of use.

Terms of use

These general conditions of use of the portal regulate access and use of the portal, including the content and services made available to users on and/or through the portal, either by the portal, by its users, or by third parties.  However, the access and use of certain content and/or services may be subject to certain specific conditions, as well as the content being protected under specific laws regarding intellectual property.


The company reserves the right to modify at any time these terms and conditions of use of the portal. In any case, it is recommended that you periodically consult these terms of use of the portal, as they may be modified.

User Obligations

The user must respect at all times the terms and conditions established in these general conditions of use of the portal. The user expressly states that he will use the portal diligently and assuming any civil, criminal, administrative and/or any other legal liability that may arise from non-compliance with the rules and violation of the registered rights of the design and content. found on this portal.

Likewise, the user may not use the portal to transmit, store, disclose, promote or distribute data or content that are carriers of viruses or any other computer code, files or programs designed to interrupt, destroy or impair the operation of any program or equipment. computer or telecommunications.


Portal Responsibility

The user knows and accepts that the portal does not grant any guarantee of any nature, either express or implicit, on the data, content, information and services that are incorporated and offered from the portal.

Except for the cases that the Law expressly imposes otherwise, and exclusively to the extent and extent to which it is imposed, the Portal does not guarantee or assume any responsibility with respect to possible damages caused by the use and use of the information, data and portal services.

In any case, the portal excludes any liability for damages that may be due to the information and/or services provided or supplied by third parties other than the Company. All responsibility will be of the third party, whether supplier or collaborator.


Intellectual and industrial property

All content, trademarks, logos, drawings, documentation, computer programs or any other element susceptible to protection by intellectual property legislation, whether copyright or industrial property, that are accessible on the portal correspond exclusively to https://spendwell.ph or to their legitimate owners and all rights over them are expressly reserved.

In any case, the portal reserves all rights to the content, information, data and services that it holds on them. The portal does not grant any license or authorization of use to the user on its contents, data or services, other than that expressly detailed in these general conditions of use of the portal.


Applicable legislation, competent jurisdiction and notifications

These terms and conditions are governed and interpreted in accordance with the Laws of the Republic of the Philippines. For any claim, the courts and tribunals of Manila will be competent. All notifications, requests, requests and other communications that the user wishes to make to https://spendwell.ph , owner of the portal, must be made in writing and it will be understood that they have been correctly made when they have been received at info@spendwell.ph.